Last Updated: 10 August 2026
These Terms and Conditions ("Terms") govern your use of our website, mobile applications, and insurance services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Services.
These Terms constitute a legally binding agreement between you ("User", "you", or "your") and Biztosítási Ügyfélszolgálati Pont ("we", "us", or "our"). Please read them carefully before proceeding.
By using our Services, you confirm that you have read, understood, and accepted these Terms in their entirety. If you are using our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms. You must be at least 18 years of age to use our Services. By using the Services, you warrant that you are at least 18 years old and have the legal capacity to enter into this agreement.
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on this page. Your continued use of the Services after such modifications constitutes your acceptance of the updated Terms. We encourage you to review this page periodically for any updates.
Biztosítási Ügyfélszolgálati Pont provides a range of insurance products and related services, including but not limited to:
We strive to provide accurate and up-to-date information regarding our products and services. However, we do not guarantee that all information on our website is error-free or complete. All insurance coverage is subject to the specific terms, conditions, and exclusions set forth in the respective policy documents.
To access certain features of our Services, you may be required to create an account. When registering, you agree to provide accurate, current, and complete information. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other security breach.
We reserve the right to suspend or terminate your account at any time, without prior notice, if we suspect fraudulent activity, violation of these Terms, or any other misuse of our Services. You may delete your account at any time by contacting our support team.
All insurance policies offered through our Services are subject to underwriting approval and the specific terms and conditions of each policy. The information provided on our website is for general informational purposes only and does not constitute an offer to sell insurance or a binding contract of coverage.
Key points regarding insurance policies:
Please refer to your individual policy documents for complete details regarding coverage, exclusions, and your rights and obligations.
If you wish to file a claim under your insurance policy, you must follow the claims procedure outlined in your policy document. General steps include:
Please note that submitting a claim does not guarantee payment. All claims are evaluated based on the terms and conditions of your policy. We reserve the right to deny claims that are not covered or fail to meet the requirements of the policy.
All premiums, fees, and other charges related to your insurance policies are due and payable in accordance with the payment schedule set forth in your policy documents. Payment methods accepted include:
You are responsible for ensuring that payments are made on time. Late payments may result in cancellation of coverage, penalties, or other consequences as outlined in your policy. All payments are processed in accordance with applicable laws and regulations. In the event of a billing error, please contact us immediately for resolution.
All content, materials, and resources available on our website and through our Services, including but not limited to text, graphics, logos, images, videos, software, and documentation, are the exclusive property of Biztosítási Ügyfélszolgálati Pont or its licensors. These materials are protected by intellectual property laws, including copyright, trademark, and patent laws.
You may view, download, and print content from our website for personal, non-commercial use only, provided that you do not remove or alter any copyright or trademark notices. Any other reproduction, distribution, modification, or use of our content without our express written consent is strictly prohibited.
Unauthorized use of our intellectual property may result in legal action. For permission requests, please contact us at the address provided in the Contact section.
By using our Services, you agree to comply with all applicable laws and regulations. You further agree not to engage in any of the following prohibited activities:
We reserve the right to monitor your use of our Services and to take appropriate action, including suspension or termination, if we determine that you have violated these Terms.
Our Services are provided "as is" and "as available" without any warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:
In no event shall Biztosítási Ügyfélszolgálati Pont or its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our Services. This includes, but is not limited to, loss of profits, data, goodwill, or other intangible losses, even if we have been advised of the possibility of such damages.
Our total aggregate liability to you for any claims arising under these Terms shall not exceed the total amount of premiums you have paid to us in the twelve (12) months preceding the claim. Some jurisdictions do not allow the exclusion or limitation of certain warranties or liability, so the above limitations may not apply to you.
You agree to indemnify, defend, and hold harmless Biztosítási Ügyfélszolgálati Pont and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to:
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense, and you agree to cooperate with us in asserting any available defenses.
We may terminate or suspend your access to our Services at any time, without prior notice, for any reason, including but not limited to:
Upon termination, your right to use our Services will cease immediately. We shall not be liable to you or any third party for any termination of your access to the Services. Termination of your account does not relieve you of any obligations incurred prior to termination, including payment obligations.
These Terms shall be governed by and construed in accordance with the laws of Hungary, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or your use of our Services shall be resolved through binding arbitration in accordance with the rules of the Hungarian Chamber of Commerce and Industry.
The arbitration shall take place in Budapest, Hungary, and the language of the proceedings shall be English. The decision of the arbitrator shall be final and binding on both parties. Each party shall bear its own costs and expenses related to the arbitration, except as otherwise provided by law.
Nothing in this section shall prevent either party from seeking injunctive or other equitable relief from a court of competent jurisdiction to protect its intellectual property or confidential information.
Our website may contain links to third-party websites, services, or resources that are not owned or controlled by us. We provide these links for your convenience only and do not endorse or assume any responsibility for the content, privacy practices, or availability of such third-party sites.
Your use of third-party websites and services is at your own risk and is subject to the terms and conditions and privacy policies of those third parties. We recommend that you review the policies of any third-party sites you visit.
We are not responsible for any damages or losses arising from your use of or reliance on any third-party content, goods, or services.
We are committed to protecting your personal data in accordance with our Privacy Policy, which is incorporated by reference into these Terms. By using our Services, you consent to the collection, use, and processing of your personal data as described in our Privacy Policy.
We implement appropriate technical and organizational measures to safeguard your data from unauthorized access, loss, or misuse. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
These Terms, together with our Privacy Policy, Cookie Policy, and any other legal notices or policies posted on our website, constitute the entire agreement between you and Biztosítási Ügyfélszolgálati Pont regarding your use of our Services. These Terms supersede all prior or contemporaneous communications, proposals, and agreements, whether written or oral.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely reflects the original intent of the parties.
If you have any questions, concerns, or inquiries regarding these Terms or our Services, please do not hesitate to contact us. We value your feedback and are committed to addressing your concerns promptly.
Our legal team is available to assist you with any matters related to these Terms. We aim to respond to all inquiries within 5 business days.